Bank of India Credit Officer Recruitment 2026 notification released for 779 vacancies. Check eligibility, salary, selection process, important dates, and apply online details.
The online registration process starts from 30 June 2026 and remains open until 20 July 2026.
Bank of India Credit Officer Recruitment 2026: Quick Overview
| Particulars | Details |
|---|---|
| Post Name | Credit Officer (GBO Stream) |
| Organization | Bank of India |
| Project Number | 2026-27/01 |
| Total Vacancies | 779 |
| Application Mode | Online |
| Application Start Date | 30 June 2026 |
| Last Date to Apply | 20 July 2026 |
| Official Website | bankofindia.co.in |
Key Highlights
- Total 779 Credit Officer vacancies
- Recruitment for MMGS-II, MMGS-III & SMGS-IV
- Attractive salary package up to ₹1,20,940
- Selection through Online Test + Interview
- Banking/credit experience mandatory
Important Dates
Candidates should keep track of all important events to avoid missing deadlines.
| Event | Date |
|---|---|
| Notification Release | 01 June 2026 |
| Online Application Begins | 30 June 2026 |
| Last Date to Apply | 20 July 2026 |
| Eligibility Cut-off Date | 01 June 2026 |
| Exam Date | To be announced |
BOI Credit Officer Vacancy 2026: Category-wise Distribution
The vacancies are spread across three grades.
| Grade | SC | ST | OBC | EWS | General | Total |
|---|---|---|---|---|---|---|
| MMGS-II | 102 | 52 | 180 | 69 | 274 | 677 |
| MMGS-III | 10 | 5 | 16 | 8 | 22 | 61 |
| SMGS-IV | 6 | 2 | 9 | 3 | 21 | 41 |
| Total | 118 | 59 | 205 | 80 | 317 | 779 |
Insight: Out of 779 vacancies, 475 posts are carried forward from previous recruitment cycles, increasing opportunities for candidates.
Eligibility Criteria
Candidates must satisfy educational qualifications, experience requirements, and age criteria.
Educational Qualification
Applicants should possess:
- Graduation in any discipline with:
- 60% marks for General category
- 55% marks for SC/ST/OBC/PWBD
- OR professional qualifications:
- CA
- CMA/ICWA
- CS
- CFA
Age Limit (As on 01 June 2026)
| Grade | Minimum Age | Maximum Age |
|---|---|---|
| MMGS-II | 25 Years | 32 Years |
| MMGS-III | 28 Years | 38 Years |
| SMGS-IV | 32 Years | 45 Years |
Age Relaxation
| Category | Relaxation |
|---|---|
| SC/ST | 5 Years |
| OBC (Non-Creamy Layer) | 3 Years |
| PWBD | 10 Years |
| Ex-Servicemen | 5 Years |
Experience Requirement
Relevant post-qualification banking experience is compulsory.
| Grade | Required Experience |
|---|---|
| MMGS-II | 3 years experience including 2 years in MSME/Commercial Credit/Project Finance |
| MMGS-III | 5 years experience including 3 years in MSME/Commercial Credit/Project Finance |
| SMGS-IV | 7 years experience including 4 years in MSME/Commercial Credit/Project Finance |
Application Fee
| Category | Fee |
|---|---|
| SC/ST/PWD | ₹175 |
| General/Others | ₹850 |
Payment methods include:
- Debit Card
- Credit Card
- UPI
- Internet Banking
- Mobile Wallet
BOI Credit Officer Salary Structure 2026
BOI offers an attractive salary package depending on grade level.
| Grade | Pay Scale |
|---|---|
| MMGS-II | ₹64,820 – ₹93,960 |
| MMGS-III | ₹85,920 – ₹1,05,280 |
| SMGS-IV | ₹1,02,300 – ₹1,20,940 |
Salary Insight: Candidates selected for higher grades can earn salaries exceeding ₹1.2 lakh per month, excluding allowances and benefits.
Selection Process
The BOI recruitment process consists of the following stages:
Stage 1: Eligibility Scrutiny
Initial shortlisting based on uploaded documents.
Stage 2: Online Examination
| Test | Marks |
|---|---|
| English Language | 25 |
| Professional Knowledge | 100 |
| Total | 125 |
Duration: 120 minutes
Stage 3: Personal Interview
- Total Marks: 100
- Conducted for shortlisted candidates
Final Selection Weightage
| Component | Weightage |
|---|---|
| Online Exam | 70% |
| Interview | 30% |
Important: Negative marking applies with a deduction of ¼ mark for every incorrect answer.
How to Apply for Bank of India Credit Officer Recruitment 2026
Follow these steps:
- Visit the official BOI website.
- Open the Career section.
- Click on Recruitment of Credit Officers in GBO Stream Project No. 2026-27/01.
- Complete registration using email ID and mobile number.
- Fill educational and experience details.
- Upload required documents.
- Pay application fee online.
- Submit and print the application form.
Required Documents
Candidates shortlisted for interviews must carry:
- Date of Birth proof
- Educational certificates and mark sheets
- Category certificate (if applicable)
- Experience certificates
- Government/PSU NOC (if employed)
Security Deposit Requirement
| Grade | Deposit Amount |
|---|---|
| MMGS-II | ₹2,00,000 |
| MMGS-III & SMGS-IV | ₹3,00,000 |
Bank of India Credit Officer Recruitment 2026 – Important Links
| Important Links | Access |
|---|---|
| Apply Online | Click Here |
| Official Notification PDF | Click Here |
| Official Website | Click Here |
Common Mistakes to Avoid
Many applications are rejected due to avoidable errors.
- Uploading incorrect photo/signature dimensions
- Writing handwritten declarations in capital letters
- Selecting wrong category or post
- Submitting multiple applications
- Using inactive email IDs or mobile numbers
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Disclaimer:
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