The Government of Jammu and Kashmir has introduced several labour welfare schemes through the J&K Building and Other Construction Workers Welfare Board (JKBOCW). These schemes aim to ensure social security, financial stability, and welfare benefits for workers involved in the building and construction sector, such as plumbers, carpenters, cleaners, masons, and daily wage laborers engaged in manual and skilled tasks across the region.
Overview of the Labour Welfare Schemes
The JKBOCW Welfare Board provides financial assistance and social protection to registered construction workers. The initiative covers workers involved in activities like digging, cleaning, material handling, machinery operation, and other specialized construction-related tasks.
The welfare programs include benefits for maternity, education, medical emergencies, accidents, disability, and even pension plans under national-level schemes like Pradhan Mantri Shram Yogi Maandhan Yojana (PM-SYM).
Eligibility for Labour Card Registration
To avail the benefits of the Labour Welfare Scheme, a worker must first register for a Labour Card issued by the JKBOCW Welfare Board.
Documents Required
Applicants must provide the following documents during registration:
- Age certificate
- Aadhaar card
- JK Bank account details
- E-Shram card
- Ration card
- Certificate of 90 days employment issued by BDO, AEE, or the executing agency
- Workers engaged under MGNREGA are also eligible
Registration Process
- Visit the official website: https://jkbocw.gov.in/.
- Fill out the online Labour Registration Form with all required details.
- Submit the form and upload necessary documents.
- The local Labour Inspector will verify the details before issuing the Labour Card.
- The card must be renewed every year to continue receiving benefits.
Major Benefits Under the JK Labour Welfare Schemes
The Jammu and Kashmir Labour Welfare Board offers a wide range of benefits aimed at improving the social and economic condition of construction workers.
1. Maternity Benefits for Female Workers
- Female registered workers can avail ₹5,000 per child (up to two children) as maternity assistance.
2. Financial Assistance for Funeral Expenses
- The family of a registered worker receives ₹5,000 to cover funeral costs.
3. Death Compensation
- Dependents of registered workers receive ₹2,00,000 in case of the worker’s death.
Educational Assistance for Workers’ Children
The Welfare Board provides financial support for education to encourage literacy and ensure better future opportunities for workers’ children.
a. School Education
- Nursery to 5th Class: ₹2,500
- 6th to 8th Class: ₹3,500
b. Academic Education
- 9th to 10th Class: ₹4,500
- 11th to 12th Class: ₹6,000
- Undergraduate: ₹10,000
- Postgraduate: ₹15,000
c. Professional Courses
- Para Medical / ITI Diploma Courses: ₹10,000
- 3-Year Engineering or Recognized Diploma Courses: ₹30,000
- Professional or Technical Degrees: ₹50,000
Medical and Health-Related Assistance
Registered construction workers are entitled to medical benefits under the welfare scheme:
- Injury Assistance: ₹5,000
- Temporary Disability: ₹10,000
- Permanent Disability: ₹75,000
- Treatment for Chronic Diseases: ₹1,00,000
All payments are directly transferred to the worker’s registered bank account via DBT (Direct Benefit Transfer).
Benefits Under the Muhafiz Scheme
The Muhafiz Scheme offers additional insurance and financial support to construction workers with a minimal premium.
- Natural Death: ₹2,00,000 to nominee/dependents.
- Accidental Death: ₹4,00,000 to nominee/dependents.
- Partial Permanent Disability: ₹1,00,000.
- Permanent Disability: ₹2,00,000.
- Education Assistance: ₹1,200 per annum per child (for up to two children, classes 9–12), available through the National Scholarship Portal.
- Micro-Credit Facility: Up to ₹10,000 along with a smart identity card that also functions as an ATM card.
Pradhan Mantri Shram Yogi Maandhan Yojana (PM-SYM)
The PM-SYM is a national pension scheme for workers in the unorganized sector, including construction workers, domestic workers, street vendors, and home-based workers.
Key Features
- Assured monthly pension of ₹3,000 after the age of 60.
- Equal contribution from both the worker and the government.
- After the worker’s death, the spouse receives 50% of the pension as family pension.
- Monthly contribution ranges from ₹50 to ₹200, depending on the worker’s age.
Eligibility Criteria
- Age: 18 to 40 years
- Monthly Income: ₹15,000 or less
- Occupation: Must belong to the unorganized sector
- Income Tax: Applicant must not be an income tax payer
How to Enroll in These Schemes
Workers can easily apply for and manage their welfare benefits online.
Registration Methods
- Online Registration: Visit the official JKBOCW portal https://jkbocw.gov.in to register, renew, and track status.
- Common Service Centres (CSCs): Visit the nearest CSC for information about scheme and to enroll or update your registration.
Available Services on the Portal
- New registration for workers
- Renewal of labour cards
- Scheme application submission
- Checking registration status
- Downloading registration certificates
The Labour Welfare Schemes in Jammu and Kashmir play a crucial role in empowering and protecting workers in the construction and unorganized sectors. Through financial support for education, health, maternity, and pensions, the JKBOCW Welfare Board ensures that no worker is left behind in their pursuit of a better and more secure life.
By registering at https://jkbocw.gov.in, eligible workers can unlock the full range of benefits designed to uplift their families and secure their future.
